Effective balance sheet management is a cornerstone of Asset Liability Management (ALM) for banks and financial institutions. This strategic practice involves optimizing a bank's assets and liabilities to ensure financial stability, regulatory compliance, and long-term profitability while mitigating risks. The Asia-Pacific (APAC) region presents a diverse landscape, and banking executives in APAC face unique ALM and balance sheet challenges influenced by country-specific factors and economic conditions. To tackle these challenges successfully, banks must adopt a flexible approach, incorporating technology, data analytics, and robust risk management strategies, all while remaining attuned to local market dynamics and evolving regulatory requirements.
Agenda:
- Pivotal role of balance sheet risk management: optimise assets and liabilities amid volatility
- Paradigm shift from reactive to strategic ALM: why and how
- Challenges in implementing IRRBB in APAC
