Zadia Aponte joined Wolters Kluwer in December 2021 as a Senior Regulatory Consultant for the U.S. Advisory Services division. She is bilingual (English/Spanish) and brings over 30 years of experience in the Financial Services Industry working for global institutions in the areas of internal audit, regulatory compliance, retail products, banking operations, credit cards, external sales and portfolio risk management.
Previously, as Director & Chief Auditor with Scotiabank Dominican Republic. In this role, she planned and led bank audit integration activities including staff integration and team building, as well as relationship development strategies to remain in close contact with local regulators and external auditors. As Director of Products for the Caribbean Region with Scotiabank International Retail Products in Toronto, she led retail product resources dispersed across 21 different countries, all while managing operations from her home base of Puerto Rico. She also led the operations of Scotiabank de Puerto Rico, including the support to Private Banking and Cash Management offices in Miami.
Aponte worked for Citibank, N.A. in Puerto Rico for 16 years recipient of promotions through a series of increasingly responsible management positions, with her last role as Vice President & Credit Director of the Consumer Business Acquisition Unit. On this role, she managed the establishment of high-performance credit acquisition operations, the development and implementation of credit scoring models for the Retail Business.
Zaida holds a BS in Business Administration from Inter American University in Puerto Rico and is a Certified Regulatory Compliance Manager (CRCM) and a Certified Internal Control Auditor (CICA). She also serves as a member of various professional organizations including The International Internal Control Institute, Institute of Internal Auditors and Florida International Bankers Association (FIBA).