An end-to-end Risk Management solution

OneSumX for Risk Management provides you with a holistic, enterprise-wide view of your risk profile. Monitor, manage and mitigate your risk. Perform sophisticated scenario analysis and stress testing under both internal and regulatory metrics, as well as optimize your balance sheet.

Our solution removes the need for reconciliation and reduces unnecessary costs. Meaning you can power the decision making processes with combined economic and regulatory views. It allows you to review the full balance sheet and run a wide range of risk analytics and data modeling. From there, you can project balances across all risk types, showing how they can evolve and be optimized over time, given regulatory constraints.

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Take a holistic view of risk

A contract-centric approach where key risks can be measured and stressed in an integrated way. No more silos across departments and more confidence in your decision-making process.

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Project across all risk types

Project business and risk under unlimited scenarios. Analyze scenarios for market factors, credit factors, behavioral factors and management decisions across all risk types.

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Integrate risk and regulatory reporting

Meet internal and regulatory constraints within a single risk solution. Our data quality and calculations meet standards of regulators globally.

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Wolters Kluwer wins The Digital Banker award for Best ALM Solution by a Vendor


​OneSumX for Asset Liability Management (ALM)  has been recognized by The Global BankTech Awards 2024 as the Best ALM Solution by a Vendor.

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Chartis RiskTech100
Wolters Kluwer achieves top ten ranking in Chartis RiskTech100® 2025
Wolters Kluwer has achieved a global top ten ranking from Chartis Research in the prestigious Chartis RiskTech 100 2025 report. Wolters Kluwer also received Category Awards for Liquidity Risk and, for the third consecutive year, Regulatory Intelligence.
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Chartis ALM Risk Leader
Wolters Kluwer is named Category Leader in all six quadrants of the 2024 Chartis ALM Solutions Report
Wolters Kluwer Finance, Risk, and Regulatory Reporting (FRR) business has secured category leader position in all six quadrants of the Chartis ALM (Asset Liability Management) Solutions 2024 Market Quadrants report.
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  • Wolters Kluwer Finance, Risk and Regulatory named Category Leader in Chartis RiskTech100 2025
Wolters Kluwer’s move into the RiskTech100 top ten reflects its ability to combine scale, innovation and foundational tools. This approach, which leverages automation and AI, continues to bring together diverse capabilities and control requirements in the risk management ecosystem (covering such areas as financial and market risk, planning and budgeting, regulatory intelligence and ESG), with a range of core tools and processes.
Sidhartha Dash
Chief Researcher, Chartis Research
Risk Management video
A better way to manage risk
Discover our video showcasing how OneSumX for Risk Management gives banks and financial institutions a better way to measure, mitigate and manage financial and regulatory risk. Gain a holistic view across the risk types with a fully scalable dedicated data management platform that provides analytics and reporting in a fraction of the time.

Challenges of Risk Management

We understand the common challenges you may be facing in risk management. Our portfolio of software and service solutions are tailored to meet your individual needs.

Ineffective existing applications


Existing siloed solutions for risk management and prudential compliance with troublesome maintenance.

More intrusive regulations


New regulations enforce cohesion and integrity of data, more data governance and data quality. Banks can no longer afford disparate systems.

Increased granularity


Need for more granular, quality data to meet regulatory demands. Risk management models that need a high level of refinement.

OneSumX for Risk Management features

For a financial institution, the key to success is often a comprehensive strategy that combines well-designed technology architecture with a range of analytical applications to support risk-aware decision making. OneSumX for Risk Management has the trusted expertise, and adaptable technology to help you achieve just that.

  • Integrated data management

    • Access advanced data lineage features essential in a banking environment
    • Use a single source of data to cover all credit, liquidity and other financial risk types
    • Project expected cash flows per scenario uniquely
    • Incorporate all relevant credit, market, behavioral, strategic and macro-economic events
    • Get better data management and consistency of your risk management metrics.

  • ALM and balance sheet optimization

    Utilize full projection and modeling capabilities Generate expected and unexpected cash flows based on anticipated events Reflect the outlook for the macro economy, market risk factors, the strategy of the firm and the expected behavior of the counter-parties Calculate your balance sheet value, income, capital, liquidity, leverage and provisioning levels now and at any point into the future.

  • Regulatory and economic capital calculations, leverage ratio

    • Calculate, simulate and stress the full risk-weighted assets and capital requirements
    • Include all risk components and their various methodologies according to proportionality:
      • Credit risk
      • Counterparty credit risk
      • Market risk
      • CVA risk
      • Operational risk
      • Leverage capital charge
      • Large exposures capital charge
    • Cover standardized, internal model approach and the output floor
    • Compare Economic and Basel capital and in particular reflect collateral allocation, netting and guarantees
    • Apply analytical models and Monte-Carlo simulation
    • Use Basel CVA related measures to calculate, simulate and stress the leverage ratio.

  • Liquidity and earnings calculations

    Calculate, simulate and stress for:
    • LCR, NSFR using contractual and behavioral cash flows assuming a liquidation analysis (living wills) and going concern analysis net interest income (NII) reflecting methodologies such as discounted cash flows, CAPM, Black-Scholes, Trinomial trees
    • Key risk indicators such as the sensitivities and the repricing gap.

  • Analyze performance through FTP

    Understand which sources consume and provide liquidity; and which trades/counter parties consume capital by calculating, stressing and simulating FTP rates, RORWA and RORAC.

  • Stress testing

    • Evaluate the impact of alternative stress tests, scenarios and simulations
    • Analyze capital, leverage, liquidity and earnings simultaneously
    • Use the outputs to inform contingency plans and business strategy
    • Define and combine “stress models” into a single analysis across numerous factors as per the table below.
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    Market risk factors

    Yield curves


    Product Rates


    Currencies


    Indices and Stocks


    Commodities


    Volatilities and Correlations

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    Credit/Counterparty Credit risk factors

    Ratings / Credit Spreads


    Probability of default


    Migration matrices


    Collateral and Recoveries


    Exposures

     


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    Customer behavior

    Remaining principle


    Prepayments


    Replication


    Use of facilities


    Used at default

     


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    Institutions business strategy

    Business volumes


    Re-investment


    Asset sales


    Non-financial cash flows


     


     

Enrichment and user-driven analysis of OneSumX for Risk calculation results

ActiveViam is an add-on to OneSumX for Risk that allows users to tailor the application capabilities simply and independently to their specific needs and enjoy an improved, dynamic, interactive experience.

OneSumX for Risk and ActiveViam’s Atoti combine to form an exceptional computational finance platform. This versatile and scalable solution supports a wide range of applications, from real-time liquidity analysis to on-demand VaR calculations. With customizable features and seamless integration, it empowers decision-making, data analysis, and workflow needs including scenario simulations, temporal visualization, and exposure monitoring.

  • Provision of domain-specific, user-friendly interaction

    Contrary to general-purpose Business Intelligence tools, Atoti and OneSumX for Risk form a seamless combination that removes the need to prepare and condition input data. Specially designed to handle financial risk problems, Atoti’s power can be fully leveraged to deliver impressively fast results. Atoti can even interact with OneSumX for Risk at the process level, a capability that no other tool can achieve.

    • Transparently integrated with OneSumX for Risk
    • High level of interoperability
    • Enabling users to very easily add post-processing analytics
  • Extension of capabilities to new areas

    Because OneSumX for Risk exposes its processes via programming interface services, multiple cubes of data can be generated to be combined by Atoti on-demand. This compounds the range of possible analyses that can be performed.

    • New types of result analysis (e.g., comparisons, temporal analysis, marginal VaR…)
    • Near real-time analysis, e.g., intra-day liquidity management
  • Provision of a clean interoperation mechanism

    Atoti is much more than an OLAP environment. It allows the development of rich logic, that can be executed at lightning speed by its sophisticated back-end servers. The code benefits from the modern and elegant programming approaches offered by Python and Jupyter notebooks.

    • Fast development in Python (and other languages)
    • Jupyter notebooks
    • Facilitating collaborative development
  • Support of advanced/multi-layered calculations

    By leveraging the above capabilities (interaction, programming, execution), the OneSumX for Risk-Atoti combination can address complex problems coherently and efficiently. Because Atoti can invoke OneSumX for Risk processes, iterative algorithms can be implemented easily in a wide range of situations.

    • Heuristic optimization framework (BSO, SBP, RST…)
    • Macro-level analytics (e.g., climate change simulations)

OneSumX for Risk Management SaaS solution

OneSumX for Risk Management can be deployed both on-premises or as a flexible, scalable, cloud-based architecture solution. Our software-as-as-service offering can integrate with our award winning OneSumX for Regulatory Reporting solution and provide you with secure infrastructure software, support services and hosting.

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Scale and save time
We manage the complete end-to-end environment, saving your team substantial effort, and allowing them to focus on business activities that add value.

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Lower costs
Maximum flexibility and adaptability means you can control and reduce compliance costs.

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Reduce risk of non-compliance
We keep you equipped with the latest releases, and compliant with regulations.

Why choose Software-as-a-Service?

Running our OneSumX solution in a single tenant SaaS environment is not only more flexible and scalable than the typical on-premises system. It’s safer, too. Hosted on Microsoft Azure servers, it means platform management services such as security and disaster recovery protocols are also available out-of-the-box.

We understand the challenges of legacy systems that may not be up to the job. Our SaaS deployment and operational model takes away the challenge of managing required hardware infrastructure compatibility. It allows you to scale seamlessly and increase technical flexibility. It also eases the burdens imposed by new regulatory mandates and the limitations of on-premises infrastructure.

  • Secure infrastructure software
    • Windows Server, Oracle Enterprise Edition, Web Application Server and security software all included
    • All technical infrastructure requirements for hosting the application are managed by us. This includes those related to servers, disaster recovery, high database availability and data security.
    • Guaranteed compliance with Wolters Kluwer and other vendors’ requirements
  • Installation and support
    • Our teams manage the OneSumX end-to-end environment
    • Upgrades and fixes
    • Database housekeeping
    • Monitoring of the environment for availability and security
    • Configuration changes with a UAT environment
    • Extended support services, including hardware and infrastructure
  • Hosting services and rich content
    • Our SaaS deployment model is a single tenant hosted solution
    • Hosted on Microsoft Azure servers
    • Platform management services include security features and disaster recovery protocols
    • SaaS enables you to scale up or down as needed
    • Run the latest version of best-in-class software, customized to your needs

Expert insights and related solutions

  • Futuristic Circuit Board Render With Bokeh Effects
    Press Release
    FinanceComplianceMarch 06, 2024
    Wolters Kluwer wins Best Regulatory Compliance Solution for IFRS 9 at the RegTech Insight APAC Awards
    OneSumX IFRS 9 has won the RegTech Insight APAC Awards 2024 for the Best IFRS 9 Solution. The solution supports clients with the implementation of the full International Financial Reporting Standard 9 (IFRS 9).
    Learn More
  • Waves facade design, Balconies like waves flow elegantly,
    Solution Detail
    OneSumX Market Risk Solution
    OneSumX Market Risk is an integrated risk management solution for your balance sheet. Access modern risk, analytics techniques, and flexible product modeling that provides centralized data to you.
    Learn More

Downloads

Browse all OneSumX FRR downloads

Financial Risk Management Overview Brochure
Risk Management Overview Brochure

ALM Solution Primer
OneSumX Asset and Liability Management Solution Primer

Liquidity-Risk-Solution-Primer
OneSumX Liquidity Risk Solution Primer

OneSumx Integrated Risk and Finance Brochure
OneSumX Integrated Risk & Finance Overview Brochure

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